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Insurance Loss Adjuster

599612 · Light

Career data Verified

Insurance loss adjusters and investigators assess, review and calculate insurance claims.

Most common salary $78k – $126k
Upper salary up to $162k
Training 0-2 years

Description

Inspects and assesses the damage and loss to insured property and business, estimates insurance costs, and acts to minimise the cost of claims to an insurance company.

Typical work tasks

Inspects damaged buildings, equipment and motor vehicles and estimates the cost of repairs; estimates business losses resulting from fire, theft and other business disruptions; reports the extent of damage and estimated costs to the insurer.

Typical work environment

  • Works indoors in offices for insurance companies, also works outdoors at sites resulting in insurance claims.
  • Typically works in adequately heated and ventilated offices.

Typical physical and mental demands

  • Sedentary to light physical demand levels.
  • Frequently stands and walks when inspecting insurance claim sites.
  • Sitting is frequently required when producing reports and cost estimates in relation to insurance claims.
  • Stretching up and reaching across may be occasionally required when carrying out inspections at the site of insurance claims.
  • Bending squatting, crouching and kneeling may be occasionally required when carrying out inspections at the site of insurance claims.
  • Twisting of the body or neck may be occasionally required when carrying out inspections at the site of insurance claims.
  • Contact with skin irritants or water is not a significant component of the job.
  • Lifting, carrying and holding is not a significant component of the job.
  • Repetitive movements with the hands are likely when using computers for data entry, word processing or taking written notes.
  • Driving is likely to be required to facilitate scene investigations of insurance claims.
  • Use of hand-held objects and equipment will include computers, dictaphones, cameras, telephones, writing instruments and other general office equipment.
  • Mental skills necessary include assessment, computing, decision-making, report writing and good communication.
Entry signal Model estimate

Enter via experience or on-the-job training; no mandatory pre-entry qualification.

Entry barrier Experience or on-job training
Licence / registration No licence required
ANZSCO skill level 3
Next-day ready No

Unverified — this label is model-generated and not yet clinician-reviewed. Confirm against the WTDS before relying on it.

How this was determined (model-generated): Loss adjuster: 3 yrs experience substitutes L4 qual; no statutory licence gate for adjusting/assessing. Substantial experience so not next-day. Proposal stands.

Entry Requirements

A New Zealand Register Level 4 qualification or at least three years of relevant experience (ANZSCO Skill Level 3). In some instances particular experience and/or on-the-job training may be required. For entry-level positions on-the-job training is sufficient.

Further Comments

There are opportunities for flexibility of movement.